TERMS OF USE / TERMS AND CONDITIONS

Table of Contents

Last Updated: 15 October 2025

SUMMARY

These Terms outline the rules applicable when you visit our website, access any of our services (including free services), or engage with our offerings. These rules specify permissible and prohibited actions, define our responsibilities, and explain our business processes. Unless you enter into a more specific agreement with us, these Terms will govern your engagement with our services and the purchase of our offers. It is important that you read these rules thoroughly. If you do not agree with them, you should refrain from visiting our website or accessing any of our services. Below, you will find a summary of our most important rules, which are further detailed in the full terms.

Are there age restrictions for using our website and services?

Yes, you need to be at least 18 years old to use our Sites. If you are under 18, you may only use our Sites and Services with the consent and under the responsibility of your parent or legal guardian. Your parent or legal guardian is fully responsible for your compliance with these Terms.

What rules do I need to follow on the Sites?

You agree not to harm, stalk, defame, or harass anyone. Don’t post anything inappropriate or illegal, send spam, or upload harmful files. Respect others’ intellectual property rights and follow all laws.

Do you collect personal information?

Yes, in accordance with our Privacy Policy, which you can read here.

Can I share your Content?

Yes, you can share our Content for personal use. Just link back to our Site or social media and give us credit. Don’t claim our Content as your own.

Can I share materials I got from you with third persons?

Absolutely not without our permission. We retain copyright over these materials, even if you paid for the service.

Do you allow refunds?

Generally, no, unless specifically stated in our Full Terms below.

Do you have a waiting policy?

Yes! We have a 15-minute waiting policy. If you are late or do not show up without notifying us, the session is forfeited. You may not get a refund or request to reschedule the session.

Can I reschedule sessions?

Yes, you can, but you need to inform us at least twenty-four (24) hours before the next session; otherwise, the fees for that specific session are forfeited in our favor.

How can I book your Services?

You can book our services through our website, by email, or via social media. Services will commence only after a Service Agreement has been signed and payment has been made.

How are disputes resolved?

Talk to us. We encourage communication. If we cannot resolve it, then we will submit the issue to mediation. Only if mediation fails will we submit the dispute in an arbitration proceeding. Take note that all of procedures can only be pursued in the state/city where our business is domiciled.

Complaints or Questions?

You can email us at kelly.merritt@morethaned.com. We aim to respond promptly during our working hours: Monday-Friday (9:00-17:00)

FULL TERMS OF USE / TERMS AND CONDITIONS OF A MORE-THAN EDUCATION WITH KELLY MERRITT

Please take the time to read these Terms and Conditions (“Terms”) before using, visiting, viewing, purchasing from, or accessing our website, sub-domains, affiliated sites, and More-Than Ed’s accounts on Facebook, Instagram, LinkedIn, Bluesky, Whatsapp, and Youtube (“Site”/“Sites”). The Sites and all audio, visual, and written resources and information contained therein, including but not limited to blog posts, designs, documents, emails received from A More-Than Education/ Kelly Merritt, email lists and sequences, courses, coaching services, recordings, templates, contracts, forms, guides, e-books, workbooks, website materials, products, and tools (“Contents and/or Services”), are owned by Kelly Merritt (“We”, “Us”, “Our”). These terms apply to all users, visitors, viewers, subscribers, clients, and/or customers of our Sites (“User”, “You”, “Your”) and govern your use of, access to, and/or purchase from our Sites

YOUR CONSENT

By using, visiting, viewing, downloading, purchasing, and/or accessing our Contents and/or Services, you consent to and agree to be bound by these Terms. You further warrant and acknowledge that you have read these Terms, or at the very least, had the opportunity to read them and chose not to do so. You represent and warrant that you are at least 18 years of age. If you are under 18 years of age, you may only access, view, or purchase anything from our Sites with the consent of your parent or guardian. If you do not agree to all of these Terms, you are prohibited from using, visiting, viewing, downloading, purchasing, or accessing any of our Contents and/or Services.

RULES THAT APPLY TO OUR SITES

When you use, visit, view, download, purchase from, and/or access our Sites, you agree:
  1. Not to harm, stalk, defame, threaten, offend, harass, abuse, or violate the privacy or legal rights of others through or on our Sites.
  2. Not to post, upload, distribute, publish, or disseminate any names, materials, or information that is considered inappropriate, defamatory, obscene, unlawful, or indecent.
  3. Not to use our Site in any way that could cause damage to us, our Site, or any of our users.
  4. Not to send unsolicited emails to our users.
  5. Not to transmit or post unwanted or unsolicited content to promote or sell your products or services.
  6. Not to upload any files that contain viruses or worms that could damage our operations or those of another user.
  7. Not to transmit, share, download, copy, or post any content that infringes on our intellectual property rights or those of other persons.
  8. Not to use any of our Contents and/or Services to violate any laws or regulations.
We reserve the right to disclose any materials you have posted or information you have provided on our Sites to comply with any legal or governmental requests

PERSONAL INFORMATION

To download, engage or purchase our Contents and/or Services, you may be required to provide personal information, including but not limited to your name, email address, billing address, payment details, and other personal information. If you are under 16, we will only process your personal data with verifiable parental or guardian consent, in accordance with applicable data protection laws. We do not knowingly collect sensitive personal data (such as health or educational records) without explicit consent, and any such data will only be processed in accordance with applicable Swiss and EU data protection laws. Any identifiable information you provide is governed by our Privacy Policy, which is accessible here. Legally, you have the right to appeal any decisions we make regarding the processing of your personal information. You agree to provide only your own complete, accurate, correct, and up-to-date information. You shall not create a false identity or sign agreements as someone else when using, visiting, viewing, downloading, purchasing from, or accessing our Sites. While we strive to protect your personal information, no data transmission over the internet can be guaranteed to be entirely secure. You acknowledge that we cannot warrant the security of any information you transmit via the internet and accept the risk associated with sharing personal information online.

USERNAME AND PASSWORD

When you access our membership areas, you will be required to create a user account, which involves submitting a username and password. You agree to maintain the confidentiality of your username and password and to protect them from unauthorized use. We reserve the right to terminate your access to any of our Contents and/or Services without a refund if you share your username or password, or if we have reasonable grounds to suspect that you have shared your username or password to allow access to our Services and/or Products by any person, group, or inpidual.

DISCLAIMERS

Our Content on our Sites is for Educational and Informational Purposes Only

The content provided on our Sites is general in nature and is not intended as professional medical, psychological advice or otherwise. All information and resources shared are for private use and are not guaranteed to be complete, accurate, or current. We make no representations or warranties regarding the completeness, accuracy, or reliability of the information provided on our site.

We do not provide Medical or Mental Health Advice.

We do not provide medical, therapeutic, psychological, psychiatric, or nutritional services. Nothing on our Sites or in our Services should be relied upon as a substitute for professional medical or psychological advice, diagnosis, or treatment. You are solely responsible for consulting your qualified healthcare provider before making decisions relating to your health or wellbeing.

We do not guarantee specific Results

While our Content and Services are designed to support educational development, we make no promises or guarantees regarding specific academic, professional, or personal results. Outcomes depend on factors outside our control, including inpidual effort, application, and circumstances.

No Accreditation / Certification Guarantee

Our Services do not grant any form of academic credit, certification, or accreditation recognized by schools, universities, or professional bodies, unless expressly stated in writing.

Testimonials, Feedback, and Positive Reviews are but examples

Testimonials and reviews represent inpidual experiences and are not typical. They are provided for illustration only and do not guarantee that current or future clients will achieve similar results.

Fair Use and Copyright Considerations

We acknowledge that allowances are made for ‘fair use’ for purposes such as criticism, comment, news reporting, scholarship, teaching, and research. Not all content on our site is owned by us; it is possible that we have used content owned by another person or entity. All rights and credits are attributed to the rightful owners. We do not intend to infringe upon the copyrights of others. If you wish to use copyrighted material from our site for purposes extending beyond ‘fair use,’ you must obtain permission from the copyright owner or from us.

Opinion that you find on our Site are those of the authors

The views and opinions expressed on our site are solely those of the authors and do not necessarily reflect the official policy or position of A More-Than Education/ Kelly Merritt. Content provided by our guest bloggers, authors, or speakers represents only their own opinions. The views or opinions expressed on our site are personal and, unless explicitly stated otherwise, do not represent the ideas, ideologies, or viewpoints of any organization with which we may be affiliated, whether in a professional or personal capacity. These views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or inpidual. We do not represent or warrant the accuracy or completeness of any opinion expressed on our site. To the maximum extent permitted under Swiss law, we are not liable for any losses, injuries, or damages resulting solely from reliance on or use of opinions expressed on our Sites.

Technology Use Disclaimer

You are responsible for ensuring you have the necessary technology, software, and internet connection to access our Sites and Services. We are not liable for your inability to access Services due to technical limitations on your side.

External Links Disclaimer

Our Sites may contain links to external websites or resources. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites. Visiting external sites is at your own risk.

We use AI-Generated Content

Some content may be generated with the assistance of artificial intelligence tools. All such content is reviewed before publication. Unless otherwise stated, intellectual property rights in AI-assisted content remain owned by Kelly Merritt. When significant, we commit to disclosing the use of AI in content creation, ensuring that users can distinguish between human-created and AI-generated materials. We encourage users to critically assess and provide feedback on AI-generated content, which helps us maintain and improve our high-quality standards.

Use your discretion when using products or services we endorse

Occasionally, our site may feature sponsored posts for products and services that we have tried. We commit to providing a truthful evaluation of such products and/or services. However, we make no warranties, guarantees, or representations regarding the success, effectiveness, or safety of these products and/or services. Use them at your own risk.

We do not guarantee or warrant any of our Contents and/or Services

While we strive to ensure that accurate information is disseminated on our sites, we make no representations about the content and/or services and their suitability for any particular purpose. Our content and/or services are provided ‘as is’ without any express or implied warranties. Any representation or warranty that might otherwise be implied is expressly disclaimed, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose, as well as all warranties arising from a course of performance, course of dealing, or usage of trade.

You alone are Personally Responsible for your Actions

You acknowledge that your engagement with our sites, content, and/or services—including use, viewing, purchasing, subscribing, downloading, or accessing—is entirely voluntary. You alone are responsible for your choices, actions, and inactions. You agree to exercise your own judgment and conduct due diligence before implementing any ideas, suggestions, or recommendations from our sites.

You agree that we are not liable to you or any third party

To the maximum extent permitted under Swiss law, we exclude liability for any indirect or consequential damages, including but not limited to loss of profit, loss of data, or third-party claims, arising from your use of our Sites or Services. Nothing in this Disclaimer excludes liability for intentional acts or gross negligence as defined under Swiss law. You hereby release, absolve, and forever discharge A More-Than Education with Kelly Merritt / Kelly Merritt, including any subcontractors lawfully engaged by her from all claims, including those related to personal or business interruptions, misapplication of information, or other potential losses. Your sole remedy shall be to discontinue use or request a refund, without prejudice to any mandatory legal rights you may have under applicable law.

WORKING HOURS

Our working hours: Monday-Friday (9:00-17:00). We do not respond to emails, messages, or calls outside of our working hours. Additionally, we do not respond to communications during Public Holidays or periods of announced vacation/temporary closure.

PROMPT COMMUNICATIONS

We will endeavor to respond to all queries, concerns, or requests for proposals within five (5) working days. If you do not receive a response within this timeframe, please resend your communication. All queries or requests for clarification from us must be promptly responded to within five (5) working days from the date we sent the communication. If we do not receive a response, we will send two reminder emails. Should we fail to receive a reply after these reminders, we will assume that you no longer interested in the service or proposal in which case, we will immediately terminate the service or disregard the proposal or offer. In the event of termination, no refunds for any payments made will be issued.  In case of proposals or offers, you need to ask for a new proposal or offer in case you are still interested in engaging our services.

HOW TO ENGAGE OUR SERVICES

You may book our services through our website or by filling up the inquiry form, giving us a call, an e-mail, or sending a direct message on any of our social media Sites.  In case you send us an e-mail/message, we will strive to respond within the timeframe provided above. All service requests are deemed accepted by us only upon the conclusion of a Service Agreement and payment of fees.

PAYMENT TERMS

Unless otherwise specified, all fees must be paid in full before we commence any service. Additionally, you are responsible for all international fees and charges associated with your purchase. These may include, but are not limited to, currency conversion fees, international transaction fees, and bank fees. In the rare instance that we permit payment of fees through installments, you are required to adhere to the fee schedule specified in your contract or provided during the checkout process. You further authorize us to automatically charge the payment method used for the initial installment. Should your payment method be declined, or should you unilaterally cancel the automatic charge by actions such as failing to update your credit card information or canceling the payment method initially chosen, we will provide a grace period of ten (10) days for you to settle the charge. If the fee is not settled within this period, we will consider your action a breach of our terms. Consequently, you will automatically lose access to any of our Contents and/or Services you have purchased, without a refund of payments already made. The total cost of your purchase will remain due, and you are obligated to settle it. You will receive a receipt via email following your purchase. This receipt should be retained for your records.

CHARGEBACK

You acknowledge that you have reviewed our offers and terms before committing. By purchasing our Services, you agree not to initiate a chargeback with your credit card provider or payment processor without first contacting us to resolve the issue. If you do initiate a chargeback:
  1. Immediate Termination – Your access to all Services, programs, and content will be terminated with no right to reinstatement.
  2. Forfeiture of Fees – All fees you have paid are immediately forfeited and will not be refunded under any circumstances.
  3. Administrative Penalty – If you initiate a chargeback without valid grounds, you agree to pay an administrative fee of Five Hundred (500) Swiss Francs (CHF), representing a reasonable pre-estimate of the time and costs incurred by us in responding to the chargeback.
  4. Collections & Legal Action – We reserve the right to refer the outstanding balance, plus administrative fees, to collections or legal recovery. This may result in additional costs, interest, and enforcement measures for which you will be responsible.

INTERESTS AND REMINDER FEES

In the event of non-payment of any fees or charges due, we will attempt to send reminder emails. A fee of Fifteen (15.00) Swiss Francs (CHF) or equivalent, will be imposed for each reminder sent, whether by email or post, in addition to the outstanding payments. Interest on overdue amounts will be charged in accordance with prevailing interest rates.

CANCELLATION BY THE CLIENT

Our cancellation policy is detailed in the specific Terms, Contract, or Agreement that you have entered into or agreed to with us. If you reside in the European Union (EU), the UK, or any country that allows a withdrawal period by law, you have the right to cancel your booking or this agreement within fourteen (14) days from the date of purchase, a period known as the ‘cooling-off period.’ This right to cancel is valid only if you have not accessed any calls, coaching sessions, digital products, or used any of our materials or media. By accessing any calls/coaching sessions, digital products, or using any of our materials or media during the cooling-off period, you forfeit your right to cancel.

ADDITIONAL RULES FOR CANCELLATION OF CLASSES

There is a minimum number of students required for group class to proceed. Please carefully read the class description before signing up. Should a class need to be rescheduled due to insufficient participants, any fees you have paid will be transferred to the next available class. You will have the opportunity to select a class that fits your schedule.

REFUNDS POLICY

Our refund policy is specified in the Terms, Contract, or Agreement you have entered into or agreed to with us. Refunds, if allowed under the applicable Terms, Contract, or Agreement, will only be issued if the following conditions are met:
  1. The refund request is received by us within the time limit stated in the Agreement you signed or accepted.
  2. Refunds will not be issued if a service has been fully delivered (i.e. session or calls already completed).
  3. You have not shared or distributed any program or course materials to third parties.
  4. You have not violated any terms and conditions outlined in the Program Agreement.
  5. To request a refund, you must contact our customer support team at kelly.merritt@morethaned.com with your purchase details and the reason for the refund request. Our team will review your request and respond within five (5) business days.
If your request meets the eligibility criteria, we will process your refund within thirty (30) days of receiving your request in writing. Refunds will be issued using the original payment method used for the purchase. We reserve the right to deny any refund requests that do not meet the eligibility criteria or that violate our terms and conditions. We also reserve the right to modify or discontinue this refund policy at any time without prior notice.

CANCELLATION OF SESSION

We reserve the right to refuse, modify, or cancel any session, program, or product booked or purchased at our discretion. Should such an event occur, we will attempt to notify you using the email address or phone number provided at the time of booking. Unless the cancellation is due to a breach of our terms as outlined in this document or any contract you have signed with us, we will issue a pro-rated refund for any fees paid for unused sessions.

RESCHEDULING OF SESSIONS AND/OR CALLS AND WAITING PERIOD

Except for group calls, you may reschedule inpidual sessions and/or calls provided that we receive written notice at least twenty-four (24) hours before the scheduled call and/or session. If you fail to provide prior notice within this period, the session or call will be deemed forfeited. You will not be entitled to reschedule the forfeited session / call or request a refund. We maintain a fifteen-minute waiting policy. If you do not notify us in advance that you will be late, or in the event of a no-show, the session will be deemed forfeited. You will then have no right to a refund or to reschedule the session.

INTELLECTUAL PROPERTY

Our Site, including all contents, materials, and media used in rendering our Services, as well as all intellectual properties—such as copyrights, trademarks, designs, patents, trade secrets, and proprietary information—accessible on or through our Sites, any third-party websites we use to distribute or host our Sites and/or Services, and emails we send to you, are owned by us and are protected by intellectual property laws. Our name, course names, service and product names, logos, designs, taglines, and slogans are our trademarks, which you may not use without our written permission. By using, visiting, viewing, downloading, purchasing, or accessing any of our Content and/or Services, you do not acquire any rights, title, or interest in the aforementioned intellectual properties unless explicitly granted through prior written authorization from us. Any violation of our intellectual property rights or the terms contained in this provision, including, but not limited to, unauthorized use, reproduction, copying, or dissemination of any of our Contents and/or Services, will be prosecuted to the fullest extent of the law.

LIMITED RIGHTS GRANTED TO YOU

When you purchase and/or download any of our Content or Services, you are granted a non-exclusive, non-transferable, limited, and revocable license for personal use only. Unless expressly authorized, you may not copy, share, forward, distribute, reproduce, republish, or otherwise disseminate; nor may you sell, license, rent, adapt, edit, translate, enhance, reverse engineer, or create derivative works from any of our Content and/or Services. Creating derivative works from the licensed Content and/or Services without prior authorization is strictly prohibited and constitutes a violation of our intellectual property rights. Any violation of the terms contained in this section will be treated as infringement and prosecuted to the fullest extent of the law. We reserve all rights not explicitly granted in these Terms.

CONTENT SHARING

You may share our Content found on our Sites without asking permission from us provided that the following terms are complied with:
  • You may share our content only for personal use.
  • You must provide a direct link to our site or social media account when sharing our content.
  • You must credit us when sharing our content on your blog, site, social media account, or on a third party’s blog, site, or social media accounts.
  • You may not represent, claim, or imply any association with A More-Than Education with Kelly Merritt.
  • You are prohibited from representing or implying that the content is yours or was created for you.

PROTECTION AGAINST MISUSE, UNAUTHORIZED USE, AND PIRACY

By engaging with our Services, you agree not to register, attend, or purchase with the primary purpose of copying, reverse-engineering, or reproducing our proprietary methods, frameworks, or educational materials. All lesson plans, curricula, recordings, and methods shared with you are provided solely for your personal learning and development. You may not reproduce, adapt, distribute, resell, or use our Content and/or Services to create competing services without our prior written consent. Any unauthorized use, misappropriation, or infringement of our intellectual property or proprietary information will be treated as a violation under Swiss copyright law and the Swiss Unfair Competition Act (UWG). If you engage in unauthorized use or piracy of our Content and/or Services, the following sanctions will apply in addition to any remedies available under Swiss law:

YOUR POSTS AND RECORDINGS OF GROUP/PERSONAL CALLS

When you submit comments, photos, posts, images, videos, or other contributions (“Media”) to our Sites or any third-party Sites that we operate, you affirm that you are the owner of such Media and that you are at least 18 years of age. Furthermore, you authorize us to take photographs and make video and/or audio recordings of you (“Photographs and Recordings”) during our calls, webinars, workshops, or other communications (“Communications”). You grant us, and any of our contractors or subcontractors, an unlimited, royalty-free, irrevocable, unrestricted, non-exclusive license to print, copy, use, transmit, exploit, modify, create derivative works from, and display your Media, Photographs, and Recordings in any manner or for any purpose. This includes incorporating them into our current or future Services and/or Products. You also authorize us to use your Photographs, Recordings, and Media, including your image and likeness, and to identify you as the person in the Photographs or Recordings or as the inpidual or author who submitted the Media. Identification may be by name, email address, social media handle, or screen name for any purposes, including marketing, advertising, or other commercial activities. We reserve the right to discontinue the use of your Media, Photographs, and/or Recordings at any time and for any reason. Additionally, you grant us a worldwide, royalty-free, irrevocable, perpetual license to use, reproduce, modify, distribute, and display your Media, Photographs, and Recordings for our business purposes, including marketing and promotion. This license survives termination. You confirm you waive, to the extent permitted by law, any moral rights you may have in such Media.

TERMINATION

In the event that you abuse, breach, or violate any of these Terms, our Privacy Policy, or any other agreements you have entered into with us, we reserve the right to terminate your access to our Sites and/or Services immediately, at our sole discretion, and without prior notice. No refunds will be issued upon such termination. Furthermore, we will not be liable for any claims, damages, or liabilities that you may incur as a result of or in connection with such termination or discontinuance

EXCUSABLE DAYS AND FORCE MAJEURE

The following are considered Excusable Days:
  • Unfavorable weather conditions, as determined by us;
  • Verifiable illness or injury of the Parties, evidenced by a doctor’s note;
  • Force Majeure or any circumstance beyond our reasonable control that prevents us from fulfilling our obligations.
This includes, but is not limited to, acts of God, natural catastrophes, extreme weather conditions, strikes, lock-outs, terrorism, political and civil unrest, sabotage, industry-wide shortages, plant breakdowns, loss of electricity supply, cyber-attacks, or the non-performance of our suppliers or any third parties we depend on. You agree to reschedule any appointment/session in the event of an Excusable Day as defined in this provision. Should a force majeure event extend beyond three months, either party has the right to terminate the contract and cancel any scheduled appointments/sessions without incurring liabilities.

MODIFICATION OF SERVICE AND PRICES

We reserve the right to modify the descriptions of our services, adjust pricing, or discontinue any service or any part or content thereof without prior notice to you and at our sole discretion. Additionally, we reserve the right to limit the sales of our services to any person, geographic region, or jurisdiction as we deem necessary. We shall not be liable to you or any third party for any damage, loss, or injury resulting from any modification, price change, suspension, or discontinuance of our services.

INDEMNIFICATION / HOLD HARMLESS

You agree to indemnify, defend, and hold harmless A More-Than Education with Kelly Merritt, Kelly Merritt, A More-Than Education with Kelly Merritt’s affiliates, officers, agents, contractors, licensors, service providers, suppliers, interns, and employees from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising from your breach of these Terms, your violation of any law, or your infringement of the rights of a third party.

ASSIGNMENT OF RIGHTS

You agree that we may assign, transfer, and subcontract our rights and/or obligations under these Terms without notifying you or obtaining your consent. Conversely, you are not permitted to assign, transfer, or subcontract your rights and/or obligations under these Terms.

NON-DISPARAGEMENT

You may not post or publish false and defamatory remarks about us, our business, or our services.

COMPLAINTS AND ARBITRATION CLAUSE

If you have any complaints or grievances, please contact us first at kelly.merritt@morethaned.com so that we can attempt to resolve the matter quickly and amicably. If a resolution cannot be reached, you agree that any dispute, controversy, or claim arising out of or relating to these Terms, our Services, or your use of our Sites shall next be submitted to mediation in or nearest to Barbengo, Switzerland. If mediation does not resolve the dispute, you agree that the matter shall be finally settled by binding arbitration in or nearest to Barbengo, Switzerland, in English, in accordance with the rules of the Swiss Chambers’ Arbitration Institution. The decision or award of the arbitrator shall be final and binding, and judgment may be entered upon it in any competent court. You waive any right to bring claims in court, to participate in class actions, or to pursue class arbitration. Arbitration will be conducted solely on an inpidual basis regarding your claims against us. You shall be responsible for all costs associated with initiating the arbitration and any related administrative expenses. To the maximum extent permitted under Swiss law, any damages awarded against us in arbitration shall be limited to the total fees you have paid to us for the Services directly related to the dispute. In no event shall we be liable for indirect, incidental, consequential, punitive, or exemplary damages, including but not limited to lost profits, lost opportunities, or reputational harm. This hierarchy of remedies is exclusive. You may not pursue any further remedies or legal actions unless and until you have first followed the steps set out above, in the order provided.

NO RELATIONSHIP CREATED

You agree that by using our Contents and/or Services, no joint venture, employment, or agency relationship is created between you and us.

ENTIRE AGREEMENT

These Terms constitute the entire agreement between you and us regarding our Sites, Contents, and/or Services. They supersede all prior or contemporaneous agreements, representations, proposals, and understandings between us. These terms, developed for us by Legally She Can, align with the legal frameworks that reflect the guiding principles of our business.

SEVERABILITY

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions, or parts thereof, that are not affected will continue in full force and effect. Any provision that is rendered invalid, illegal, or unenforceable will be modified or interpreted in a manner that best accomplishes the objectives and purpose of the original provision and these Terms.

CHANGES TO THESE TERMS

We reserve the right to update, replace, or change any parts of these Terms without personal notification. It is your responsibility to review these changes. Any new content and/or services added to our Sites will be subject to these Terms. By continuing to use and/or purchase from our Site after we post modifications, you are deemed to have implicitly and voluntarily accepted the changes to these Terms.

CONSENT TO GOVERNING LAW AND JURISDICTION

These Terms, claims, or disputes arising out of it shall be governed by Swiss Laws, without regard to its conflict of laws rules.

BUSINESS TRANSACTIONS AND WAIVER OF CONSUMER PROTECTIONS

You acknowledge that if you transact with us in your capacity as a registered business owner, you will be treated as such and not as an inpidual consumer. By transacting with us as a registered business, you agree to waive any rights or protections provided under consumer protection laws that apply exclusively to inpiduals acting in a personal or non-commercial capacity. Furthermore, if you represent yourself as a business owner—such as providing a business tax number to avoid paying VAT, using a business account for personal transactions or transacting with us under a business name—you agree that such representation waives any claims under consumer protection laws.

LICENSE AND AI USE RESTRICTIONS

QUESTIONS AND CONCERNS

These Terms were drafted for us by Legally She Can to reflect our commitment to upholding the highest standards in business practices. If you have any questions or concerns regarding these Terms and Conditions, please contact us:  kelly.merritt@morethaned.com

LICENSE AND AI USE RESTRICTIONS

ADDITIONAL TERMS FOR LIVE CLASSES, ACTIVITIES AND EVENTS

By participating in any of our live classes, activities and events, you hereby accept this Events Disclaimer: In consideration of being permitted to register for and participate in an event, activity, class, or experience (“Event”) hosted by A More-Than Education with Kelly Merritt / Kelly Merritt, I, the participant, hereby waive, release from liability, assume all risks, and covenant not to sue A More-Than Education with Kelly Merritt / Kelly Merritt, including any subcontractors lawfully engaged by her, for any expenses, loss, damage, personal injury (including loss of life, disability, or serious harm), negligence, or actions (“Loss”) arising from or in connection with my attendance at or participation in the Event and any related activities, unless such Loss is caused by gross negligence or intentional misconduct of A More-Than Education with Kelly Merritt / Kelly Merritt. I agree that this waiver and release shall bind me and my personal representatives and is enforceable to the maximum extent permitted under Swiss law. If any portion of this agreement is held invalid, the remainder shall continue in full legal force and effect. I am aware that participation in the Event involves inherent risks, including but not limited to physical activity and other activities that may pose risks either created by myself or by others. These risks may lead to Loss, and I voluntarily choose to participate in the Event. I also acknowledge that there are potential risks that I have not considered, yet I waive my right to any claims that may arise from these unconsidered risks. Furthermore, I understand and accept that A More-Than Education with Kelly Merritt / Kelly Merritt shall have no responsibility for any risks or loss that may arise due to my participation or attendance at events and classes not hosted by A More-Than Education with Kelly Merritt / Kelly Merritt.