DISCLAIMERS

This document informs you of the scope of our services, our promises, what we do and do not guarantee, and what we shall not be responsible for. These disclaimers will limit our liabilities towards our website visitors, subscribers, and clients.

Do not engage our services or access our websites if you do not agree with our full disclaimer below.

FULL DISCLAIMER OF A MORE-THAN EDUCATION WITH KELLY MERRITT

This Disclaimer applies to A More-Than Education with Kelly Merritt, https://morethaned.com/, its subdomains, affiliated sites, and A More-Than Education with Kelly Merritt’s pages and accounts on Facebook, Instagram, LinkedIn, Bluesky, Whatsapp, and Youtube (“Website”/ ”Site” / “Websites” / ”Sites”).

These Sites and A More-Than Education with Kelly Merritt are owned by Kelly Merritt (“I”/ “We”/ “Us”/ “Our”).

It covers all audio, visual, and written resources and information contained on the Sites, including but not limited to blog posts, designs, documents, emails received from A More-Than Education with Kelly Merritt / Kelly Merritt, email lists and sequences, programs, coaching services, products, templates, contracts, forms, guides, e-books, workbooks, website materials, and tools (“Contents and/or Services”).

If you are a User, Visitor, Viewer, Subscriber, Client, and/or Customer of our Sites (“User”, “You,” and/or “Your”), please read this Disclaimer in its entirety before using, viewing, downloading, purchasing from, or accessing our Site, Contents, and/or Services.

By accessing, viewing, downloading, purchasing, subscribing to, or otherwise using our Sites, Contents, and/or Services, you confirm that you have read, understood, and agreed to be legally bound by this Disclaimer.

If you do not agree, you must not use our Sites or Services.

Our Content on our Sites is for Educational and Informational Purposes Only

The content provided on our Sites is general in nature and is not intended as professional medical, psychological advice or otherwise. All information and resources shared are for private use and are not guaranteed to be complete, accurate, or current. We make no representations or warranties regarding the completeness, accuracy, or reliability of the information provided on our site.

We do not provide Medical or Mental Health Advice.

We do not provide medical, therapeutic, psychological, psychiatric, or nutritional services. Nothing on our Sites or in our Services should be relied upon as a substitute for professional medical or psychological advice, diagnosis, or treatment. You are solely responsible for consulting your qualified healthcare provider before making decisions relating to your health or wellbeing.

We do not guarantee specific Results

While our Content and Services are designed to support educational development, we make no promises or guarantees regarding specific academic, professional, or personal results. Outcomes depend on factors outside our control, including individual effort, application, and circumstances.

No Accreditation / Certification Guarantee

Our Services do not grant any form of academic credit, certification, or accreditation recognized by schools, universities, or professional bodies, unless expressly stated in writing.

Testimonials, Feedback, and Positive Reviews are but examples

Testimonials and reviews represent individual experiences and are not typical. They are provided for illustration only and do not guarantee that current or future clients will achieve similar results.

Fair Use and Copyright Considerations

We acknowledge that allowances are made for ‘fair use’ for purposes such as criticism, comment, news reporting, scholarship, teaching, and research.

Not all content on our site is owned by us; it is possible that we have used content owned by another person or entity. All rights and credits are attributed to the rightful owners. We do not intend to infringe upon the copyrights of others.

If you wish to use copyrighted material from our site for purposes extending beyond ‘fair use,’ you must obtain permission from the copyright owner or from us.

Opinions that you find on our Site are those of the authors

The views and opinions expressed on our site are solely those of the authors and do not necessarily reflect the official policy or position of A More-Than Education with Kelly Merritt / Kelly Merritt. Content provided by our guest bloggers, authors, or speakers represents only their own opinions.

The views or opinions expressed on our site are personal and, unless explicitly stated otherwise, do not represent the ideas, ideologies, or viewpoints of any organization with which we may be affiliated, whether in a professional or personal capacity.

These views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

We do not represent or warrant the accuracy or completeness of any opinion expressed on our site.

To the maximum extent permitted under Swiss law, we are not liable for any losses, injuries, or damages resulting solely from reliance on or use of opinions expressed on our Sites.

Technology Use Disclaimer

You are responsible for ensuring you have the necessary technology, software, and internet connection to access our Sites and Services. We are not liable for your inability to access Services due to technical limitations on your side.

External Links Disclaimer

Our Sites may contain links to external websites or resources. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites. Visiting external sites is at your own risk.

We use AI-Generated Content

Some content may be generated with the assistance of artificial intelligence tools. All such content is reviewed before publication. Unless otherwise stated, intellectual property rights in AI-assisted content remain owned by Kelly Merritt.

When significant, we commit to disclosing the use of AI in content creation, ensuring that users can distinguish between human-created and AI-generated materials.

We encourage users to critically assess and provide feedback on AI-generated content, which helps us maintain and improve our high-quality standards.

Use your discretion when using products or services we endorse

Occasionally, our site may feature sponsored posts for products and services that we have tried. We commit to providing a truthful evaluation of such products and/or services. However, we make no warranties, guarantees, or representations regarding the success, effectiveness, or safety of these products and/or services. Use them at your own risk.

We do not guarantee or warrant any of our Contents and/or Services

While we strive to ensure that accurate information is disseminated on our sites, we make no representations about the content and/or services and their suitability for any particular purpose.

Our content and/or services are provided ‘as is’ without any express or implied warranties.

Any representation or warranty that might otherwise be implied is expressly disclaimed, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose, as well as all warranties arising from a course of performance, course of dealing, or usage of trade.

You alone are Personally Responsible for your Actions

You acknowledge that your engagement with our sites, content, and/or services—including use, viewing, purchasing, subscribing, downloading, or accessing—is entirely voluntary. You alone are responsible for your choices, actions, and inactions. You agree to exercise your own judgment and conduct due diligence before implementing any ideas, suggestions, or recommendations from our sites.

You agree that we are not liable to you or any third party

To the maximum extent permitted under Swiss law, we exclude liability for any indirect or consequential damages, including but not limited to loss of profit, loss of data, or third-party claims, arising from your use of our Sites or Services. Nothing in this Disclaimer excludes liability for intentional acts or gross negligence as defined under Swiss law.

You hereby release, absolve, and forever discharge A More-Than Education with Kelly Merritt / Kelly Merritt, including any subcontractors lawfully engaged by her from all claims, including those related to personal or business interruptions, misapplication of information, or other potential losses.

Your sole remedy shall be to discontinue use or request a refund, without prejudice to any mandatory legal rights you may have under applicable law.

Contact us if you have any issues or complaints.

If you have any questions, issues, or complaints, please send an e-mail to kelly.merritt@morethaned.com.

ADDITIONAL TERMS FOR LIVE CLASSES, ACTIVITIES AND EVENTS

By participating in any of our live classes, activities and events, you hereby accept this Events Disclaimer:

In consideration of being permitted to register for and participate in an event, activity, class, or experience (“Event”) hosted by A More-Than Education with Kelly Merritt / Kelly Merritt, I, the participant, hereby waive, release from liability, assume all risks, and covenant not to sue A More-Than Education with Kelly Merritt / Kelly Merritt, including any subcontractors lawfully engaged by her, for any expenses, loss, damage, personal injury (including loss of life, disability, or serious harm), negligence, or actions (“Loss”) arising from or in connection with my attendance at or participation in the Event and any related activities, unless such Loss is caused by negligence or intentional misconduct of A More-Than Education with Kelly Merritt / Kelly Merritt.

I agree that this waiver and release shall bind me and my personal representatives and is enforceable to the maximum extent permitted under Swiss law. If any portion of this agreement is held invalid, the remainder shall continue in full legal force and effect.

I am aware that participation in the Event involves inherent risks, including but not limited to physical activity and other activities that may pose risks either created by myself or by others. These risks may lead to Loss, and I voluntarily choose to participate in the Event. I also acknowledge that there are potential risks that I have not considered, yet I waive my right to any claims that may arise from these unconsidered risks.

Furthermore, I understand and accept that A More-Than Education with Kelly Merritt / Kelly Merritt shall have no responsibility for any risks or loss that may arise due to my participation or attendance at events and classes not hosted by A More-Than Education with Kelly Merritt / Kelly Merritt.